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Dental Plan 2018

The university offers the Delta Dental Premier USA Plan, a comprehensive dental plan for you and your family.

Go to eServe to review, enroll in, or make changes to your Delta Dental benefit within 31 days of becoming eligible, a qualifying life event, or during Open Enrollment.

In addition to benefits provided through the Delta Dental Plan, Tufts University employees are eligible for a 20% discount for services rendered at the Tufts University School of Dental Medicine Clinics. You do not have to be enrolled in the Delta Dental plan to qualify for this discount.

Dental Benefit Overview

The chart below provides as an overview of your dental benefits. All claims are subject to the provisions of the Subscriber Certificate. Please see the detailed Dental Plan Summary for specific clinical requirements.

 

  If Services are provided at Tufts University School of Dental Medicine Clinic* If Services are provided through a private practice Delta Dental Premier PPO Network Dentist
Type I Services: Preventive Care 100%
Up to 3 cleanings per calendar year
100%
One cleaning every 6 months
(Total of 2 every 12 months)
Type II Services: Basic Restorative 90% 80%
Type III Services : Major Restorative 80% 60%
Annual Deductible Applies to Type III services only:
$50 Individual
$100 Two-Person
$150 Family
Applies to Type II and Type III services only:
$50 Individual
$100 Two-Person
$150 Family
Calendar Year Maximum $1,500 per person
Orthodontics Covered a 50%
Separate lifetime maximum of $1,000
*The School of Dental Medicine clinics are teaching facilities with dentists-in-training who work with experienced dentists in the Delta Dental provider network. The clinic is located at One Kneeland Street in Boston.

Employee Discounts at the Tufts University School of Dental Medicine Clinics

  • 20% discount off the cost of services provided at a Tufts University School of Dental Medicine Clinic for benefits-eligible faculty and staff. This discount is taken off the patient balance after insurance benefits have been applied. You do not have to be enrolled in the Delta Dental Plan to qualify. This discount does not apply to spouses, domestic partners or dependents who are not Tufts University employees.
  • 20% discount off the cost of orthodontics services for dependent children (up to age 26) of benefits-eligible faculty and staff in the School of Dental Medicine Orthodontics Clinic. The discount is taken off the patient balance after insurance benefits have been applied. You do not have to be enrolled in the Delta Dental Plan to qualify.

Details of Your Dental Benefit

  • A calendar year maximum benefit of $1,500 per person.

Cleanings and Other Preventive Services

  • Preventive and diagnostic services at 100% including one cleaning every six months if you use a Delta Dental dentist.
  • If you get services at Tufts University School of Dental Medicine, you can have up to three cleanings per calendar year.

Restorative Care

  • Basic restorative (restorative care, oral surgery, periodontics, endodontics, prosthetic maintenance, and emergency dental care) at 80%, after a deductible of $50 per individual, $100 per two-person, or $150 per family, when you use a Delta Dental dentist.
  • If you get your dental care at Tufts University School of Dental Medicine, these services will be covered at 90% with no deductible.
  • Major restorative (prosthodontics and major restorative) at 60%, after a deductible of $50 per individual plan, $100 per two-person, or $150 per family, when you use a Delta Dental dentist.
  • If you get your dental care at Tufts University School of Dental Medicine, these services will be covered at 80%, with the same deductibles as above.

Orthodontic Services

  • Regardless of which dentist you use, orthodontic services are covered at 50% for any age, with a separate lifetime maximum of $1,000.

Rollover Maximum

  • Accumulate part of your unused dental benefit dollars from a healthy year and use them for larger, more expensive procedures in the future. Learn more.

Get the Delta Dental Mobile App

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For More Information

Tufts University School of Medicine Dental Clinics
617-636-6828

For questions about your Tufts University benefits, contact Tufts Support Services at tss@tufts.edu or 617-627-7000.