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2018 Benefits for Eligible Faculty and Staff

Check your benefits eligibility.

Go to eServe to review your benefits.

1. Benefits You Must Select Within 31 Days of Hire or a Qualifying Life Event

You have 31 days from your first date of employment to enroll in these core benefits. After that, you can only enroll in or change these benefits during Open Enrollment or within 31 days of a qualifying life event.

Benefit Description 2018 Employee Monthly Cost Changes in 2018

Tufts Health Plan (THP) 
Quality Tiered Plan

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Tiered preferred providers with lower copayments

Value-Based Pharmacy Benefit

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Employee: $202.28

Two-person: $623.10

Family: $781.58

2018 Benefit Rates

Rate increase of 6.8%

Copayment of $150 for imaging services (CAT, PET, MRI) that will be waived if provided at a free-standing imaging center.

THP Traditional Plan

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No tiered preferred providers

Higher copayments

Standard Pharmacy Benefit

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Employee: $218.33

Two-person: $672.53

Family: $843.58

2018 Benefit Rates
 

Rate increase of 8%

Copayment of $150 for imaging services (CAT, PET, MRI) that will be waived if provided at a free-standing imaging center.

THP Value Plan

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No tiered preferred providers

Higher copayments and deductible

Value-Based Pharmacy Benefit

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Employee:
$96.08

Two-person: $527.71

Family: $661.93

2018 Benefit Rates
 
Rate increase of 4.5%
Delta Dental Premier Comprehensive dental plan and a broad national network of dentists Employee: $12.72

Two-person: $45.56

Family:
$54.51

2018 Benefit Rates
 
No change
Eye Med Vision Plan Discount vision-care program that covers one annual eye exam and discounts on frames, lenses, contact lenses, LASIK and PRK vision correction procedures, and lens accessories Employee: $5.43

Two-person: $10.24

Family: $15.00

2018 Benefit Rates
No change
Flexible Spending Accounts - Health Care (EBPA) Option to set aside pre-tax money, up to the IRS limit, for eligible health care costs

Participants must re-enroll every year
Depends on your election New $50 minimum balance required to carry over unused funds
Flexible Spending Accounts - Dependent Care (EBPA) Option to set aside pre-tax money, up to the IRS limit, for eligible dependent care costs

Participants must re-enroll every year
Depends on your election No change
Supplemental Life Insurance (Prudential) Option to purchase additional life insurance for yourself or eligible family members up to 5 times your annual base earnings Refer to 2018 Benefit Rates for supplemental life rate schedules and pricing examples No change
Spouse and Dependent Life Insurance (Prudential) Option to purchase supplemental life insurance for your spouse, qualified domestic partner, or other eligible dependents Refer to 2018 Benefit Rates for dependent life rates No change
Accidental Death and Dismemberment Insurance (Prudential) Option to elect AD&D coverage up to 5 times your basic annual earnings Refer to 2018 Benefit Rates for AD&D rates 18% cost reduction
Long-Term Disability Insurance (Prudential) Option to purchase disability benefits at 40% or 60% of your basic monthly earnings Refer to 2018 Benefit Rates for LTD rates Cost reduction up to 14.9%
MetLaw Legal Services Option to purchase personal legal services $18.01 Enhanced legal services related to identity theft, guardianship, contested conservatorship, as well as matters related to the purchase, sale, and home equity of a second home

2. Additional Benefits You Can Select Year Round

You can sign up for the following benefits throughout the year.

Benefit Description 2018 Employee Monthly Cost Changes in 2018
Health Advocacy Services Access to healthcare professionals who can help you understand your benefits and resolve healthcare and insurance issues No cost to eligible Tufts faculty, staff, and their dependents No change
Employee Assistance Program Free, confidential counseling on work and family life, health and wellness, and other work/life issues No cost to eligible Tufts faculty, staff, and their dependents No change
Best Doctors Care Management Access to medical advice from leading physicians No cost to eligible Tufts faculty, staff, and their dependents if enrolled in a health plan through Tufts University No change
Fitness and Weight Watchers Reimbursement Reimbursement for qualifying health club memberships and qualifying Weight Watchers programs Included in your university-sponsored Tufts Health Plan at no additional cost $150 maximum per person/$300 per family per year for Fitness and Weight Watchers reimbursements
Wellness Center and Health Coaching Health coaching to address stress, nutrition, chronic disease management and other health issues

Basic care offered in person on the Medford campus
No cost to eligible Tufts faculty, staff, and their dependents No change
Retirement Savings Plan - 401(a) University-funded retirement plan

Ages 20 - 39: 5% of your salary up to the Social Security Wage Base and 10% of your salary above the Social Security wage base

Age 40 or older: 10% of your salary up to the Social Security wage base and 15% of your salary above the Social Security Wage Base
No cost to eligible Tufts faculty and staff for the basic retirement savings plan No change
Retirement Savings Plan - 403(b) Option for eligible employees to contribute additional funds, up to the IRS limit, to the self-funded retirement plan

Same age-based contribution limits as for the 401(a) plan
Depends on your elections Employees may now defer either a dollar amount or percentage of pay to the 403(b) Plan
Home and Auto Insurance (MetLife) Special group rates on home, car, and personal property insurance Rates vary by individual coverage No change
Bright Horizons Child Care Priority access to childcare services at centers in Somerville and Cambridge

Discounted tuition for preschool care at the center in Teele Square
Tuition rates vary No change
Care.com Child and Elder Care Access to network of child and adult caregivers and businesses for pet care, housekeeping, tutoring, and many other services You are responsible for the subsidized cost of any caregivers you hire No change
Commuter Benefits Option to set aside funds (pre-tax up to the IRS limit and post-tax) for transit and parking expenses Varies by transit and parking option selected As of January 1, 2018, mass transportation subsidy of 35%, up to a maximum $40/month per employee

Subsidy available to eligible employees on all four campuses
Pet Insurance (Nationwide) Option to purchase pet insurance at a discounted group rate Rates vary by animal, breed, and home state No change
Real Estate Advantage Program Assistance with the sale or purchase of a home, help finding a rental, and referrals to services Rates vary by service No change


For More Information

For questions about your Tufts University benefits, contact Tufts Support Services at tss@tufts.edu or 617-627-7000.