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Leaving and Changes to Your Benefits

Health Plan Coverage

Your health care coverage will end on your last day worked. You may choose to continue your health insurance for a time through COBRA. For more information about your options, call the university's COBRA vendor, EBPA, directly at 1-888-232-3203.

Dental Plan Coverage

Your dental coverage will end on your last day worked. You may choose to continue your dental insurance for a time through COBRA. For more information about your options, call the university's COBRA vendor, EBPA, directly at 1-888-232-3203.

Vision Plan

If you enrolled in EyeMed Vision Care, your coverage will end on your last day worked. EBPA, the university's COBRA vendor will send you a COBRA notice and information about continuing your vision coverage. If you do not receive a COBRA notice within two weeks of your last day worked, please call EBPA directly at 1-888-232-3203.

Tufts University-Funded Life Insurance

Your Tufts coverage will end 31 days after your last day worked. You have the right to convert your policy to an individual plan for 31 days from your last day worked. For more information about conversion, call Prudential at 1-800-778-3827 and refer to customer number 46493.

Tufts University Employee-Funded Life Insurance

If you are enrolled in supplemental life insurance, your coverage will end 31 days after your last day worked. You have the right to convert or port your plan for 31 days from your last day worked.

  • You may convert up to and including the same amount of supplemental life insurance you had at Tufts University to an individual plan.
  • You can elect to port the lesser of five times your annual salary or $1,000,000.

Exclusions and restrictions apply to conversion and portability. For more information about conversion or portability, call Prudential at 1-800-778-3827 and refer to customer number 46493.

Dependent Life Insurance

Your coverage under Prudential's Dependent Life Insurance for your spouse or children will end 31 days after your last day worked. For more information about conversion or portability for these policies, call Prudential at 1-800-778-3827 and refer to customer number 46493.

Accidental Death and Dismemberment Insurance

Your coverage under Prudential's Accidental Death and Dismemberment Insurance ends on your last day worked. There is no provision for continued coverage.

Long Term Disability (LTD) Insurance

Your coverage under Prudential's Long Term Disability will end 31 days after your last day worked.

If you are leaving the university, you have the right to convert your plan for 60 days from your last day worked. If you are interested in conversion, call Prudential at 1-800-889-2070 and refer to policy number 46943. This will not affect any current long term disability claim you have pending with Prudential. The total current amount of your benefit coverage is based on your previous election of 40% or 60% of your annual base salary. If you are retiring, there is no provision to convert.

Flexible Spending Account

You may incur expenses for reimbursement from your Health Care and Dependent Care Flexible Spending Accounts (FSAs) up to your last day worked. You must submit eligible expenses for reimbursement on or before April 30 following the close of the plan year in which the expenses were incurred. Salary reduction ends on the day of your last paycheck.

If you are enrolled in the Health Care FSA, you may continue it through COBRA until the end of the current plan year if you have contributed more than you have been reimbursed in the year so far. However, your contributions will be on an after-tax basis. EBPA will send you a COBRA notice and information to help you decide whether to continue Health Care FSA coverage. Please call EBPA directly at 1-888-232-3203 if you have any questions.

Long-Term Care

If you were enrolled in either the CNA or Prudential LTC plan and would like to remain in the program, call CNA at 1-877-777-9072 or Prudential at 1-800-732-0416 to speak with a long-term care advisor.

Legal Plan

If you were enrolled in the MetLaw legal plan, your coverage ends on your last day worked. This will not affect any current legal claim that is in process. You have the right to convert this plan for 30 days from your last day worked. For more information about conversion, call Hyatt's Client Service Center at 1-800-821-6400.

Tuition Remission Plan

If you or your family members are currently enrolled in a class at Tufts University and have been approved for the tuition remission benefit, this benefit will end on the last day of the current semester.

MetLife Auto and Home Insurance

MetLife will automatically send you information about your options for continuing your coverage. You have the right to convert your plan for 30 days from your last day worked. If you are interested in conversion, please call MetLife at 1-800-438-6388.

Commuter Benefits

Your commuter benefit ends on your last day worked OR at the end of the last time period for which you purchased this benefit, whichever is later.