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2019 Benefits for Eligible Faculty and Staff

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Review your benefits in eServe

1. Benefits You Must Select During Open Enrollment or Within 31 Days of Hire or a Qualifying Life Event

You have 31 days from your first date of employment to enroll in these core benefits. After that, you can only enroll in or change these benefits during Open Enrollment or within 31 days of a qualifying life event.

Benefit Description 2019 Employee Monthly Cost Changes in 2019

Tufts Health Plan (THP)
Quality Tiered Plan

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Tiered preferred providers with lower copayments

Value-Based Pharmacy Benefit

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Employee: $207.34

Two-person: $638.68

Family: $801.12

2019 Benefit Rates

2.5% rate increase

No copayment for high-cost imaging services (CAT, PET, MRI)

New: Telehealth services
$15 copayment for Teladoc consult

THP Traditional Plan

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No tiered preferred providers

Higher copayments

Standard Pharmacy Benefit

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Employee: $227.06

Two-person: $699.43

Family: $877.33

2019 Benefit Rates

4.0% rate increase

$50 copayment for high-cost imaging services (CAT, PET, MRI)

New: Telehealth services
$15 copayment for Teladoc consult

THP Value Plan

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No tiered preferred providers

Higher copayments and deductible

Value-Based Pharmacy Benefit

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Employee:
$99.75

Two-person: $527.71

Family: $661.93

2019 Benefit Rates
 

Employee rate is set to meet the Federal Safe Harbor definition for affordability. 0% rate increase for two-person and family coverage.

No copayment for high-cost imaging services (CAT, PET, MRI)

New: Telehealth services
$15 copayment for Teladoc consult

Delta Dental Premier Comprehensive dental plan and a broad national network of dentists Employee: $13.16

Two-person: $47.16

Family:
$56.42

2019 Benefit Rates
 
3.5% rate increase
EyeMed Vision Plan Discount vision-care program that covers one annual eye exam and discounts on frames, lenses, contact lenses, LASIK and PRK vision correction procedures, and lens accessories
 
Employee: $5.43

Two-person: $10.24

Family: $15.00

2019 Benefit Rates
Frame allowance increased to $150

Any frame for $0 out of pocket at select locations

$20 additional savings on contact lenses plus free shipping
Flexible Spending Accounts - Health Care (EBPA) Option to set aside pre-tax money, up to the IRS limit, for eligible health care costs

Participants must re-enroll every year
Depends on your election You may carry over a minimum $100 and a maximum $500 into a Health Care FSA for the following plan year.
Flexible Spending Accounts - Dependent Care (EBPA) Option to set aside pre-tax money, up to the IRS limit, for eligible dependent care costs

Participants must re-enroll every year
Depends on your election There is a new minimum annual enrollment contribution of $100 to enroll in a Dependent Care FSA.
Supplemental Life Insurance (Prudential) Option to purchase additional life insurance for yourself or eligible family members up to 5 times your annual base earnings Refer to 2019 Benefit Rates for supplemental life rate schedules and pricing examples No change
Spouse and Dependent Life Insurance (Prudential) Option to purchase supplemental life insurance for your spouse, qualified domestic partner, or other eligible dependents Refer to 2019 Benefit Rates for dependent life rates No change
Accidental Death and Dismemberment Insurance (Prudential) Option to elect AD&D coverage up to 5 times your basic annual earnings Refer to 2019 Benefit Rates for AD&D rates No change
Long-Term Disability Insurance (Prudential) Option to purchase disability benefits at 40% or 60% of your basic monthly earnings Refer to 2019 Benefit Rates for LTD rates No change
MetLaw Legal Services Option to purchase personal legal services $18.10 No change

2. Additional Benefits You Can Select Year Round

You can utilize or sign up for the following benefits throughout the year.

Benefit Description 2019 Employee Monthly Cost Changes in 2019
Employee Assistance Program Free, confidential counseling on work and family life, health and wellness, and other work/life issues
 
No cost to eligible Tufts faculty, staff, or their adult dependents Changing vendors
from All OneHealth to KGA
Best Doctors Care Management Access to medical advice from leading physicians No cost to eligible Tufts faculty, staff, or their dependents who are enrolled in a Tufts Health Plan No change
Fitness and Weight Watchers Reimbursement Reimbursement for qualifying health club memberships and qualifying Weight Watchers programs No cost to eligible Tufts faculty and staff who are enrolled in a Tufts Health Plan
 
No change
Wellness Center and Health Coaching Health coaching to address stress, nutrition, chronic disease management and other health issues

Basic care offered in person on the Medford campus
 
No cost to eligible Tufts faculty, staff, and their spouses/domestic partners. No change
Retirement Savings Plan - 401(a)
University-funded
Ages 21 - 39: 5% of your salary up to the Social Security Wage Base and 10% of your salary above the Social Security wage base

Age 40 or older: 10% of your salary up to the Social Security wage base and 15% of your salary above the Social Security Wage Base
 
This is a university-funded retirement plan All funding provided by Tufts University No change
Retirement Savings Plan - 403(b)
Self-funded
Option for eligible employees to contribute additional funds, up to the IRS limit, to the Self-Funded Retirement Plan

The 403(b) plan limits are set by the IRS. For 2019, employees less than age 50 can contribute up to $18,500. for employees age 50 or older by December 31, 2019, the IRS limit is $24,500.
 
Depends on your elections Employees may now defer either a dollar amount or percentage of pay to the 403(b) plan
Home and Auto Insurance (MetLife)
 
Special group rates on home, car, and personal property insurance Rates vary by individual coverage No change
Bright Horizons Child Care Priority access to childcare services at centers in Somerville and Cambridge
 
Tuition rates vary No change
Care.com Child and Elder Care Access to network of child and adult caregivers and businesses for pet care, housekeeping, tutoring, and many other services You are responsible for the subsidized cost of any caregivers you hire No change
Commuter Benefits Option to set aside funds (pre-tax up to the IRS limit and post-tax) for transit and parking expenses Varies by transit and parking options

Mass transportation subsidy for Medford and Grafton of 35%, up to a maximum $40/month per employee

Mass transportation subsidy for Boston and Fenway of 35%, up to a maximum $50/month per employee

No change

Pet Insurance (Nationwide) Option to purchase pet insurance at a discounted group rate
 
Rates vary by animal, breed, and home state No change
Real Estate Advantage Program Assistance with the sale or purchase of a home, help finding a rental, and referrals to services
 
Rates vary by service No change

 

For More Information

For questions about your Tufts University benefits, contact Tufts Support Services at tss@tufts.edu or 617-627-7000.