When you retire, you and your dependents may be eligible to enroll in the university retiree health plan.
We recommend you call Tufts Support Services (TSS) at 617-627-7000 at least nine months before your scheduled retirement date to have a Benefits Specialist from Human Resources work with you to review benefits.
Who Is Eligible?
You are eligible for the Tufts University Retiree Health plan if you are age 60 or older with 5 years of eligible service, or if the sum of your age and eligible service equals 75.
To ensure a timely and streamlined transition of your health coverage, we recommend that you complete the enrollment process 31 days prior to your retirement if you are under age 65, or 90 days prior to your retirement if you are over age 65.
For more information about eligibility and enrollment please review the Tufts University 2018 Retiree Health Insurance Plan.
If You Retire Before Age 65
If you are under age 65 and eligible for Retiree Health Coverage, you may enroll yourself and your eligible family members in the same Tufts University Health Plan in which you are currently enrolled.
If you retire before age 65, you can opt out of the retiree health plan. You will need to opt back in within 31 days of your 65th birthday. Contact a representative at ViaBenefits (formerly OneExchange) at 1-844-353-0772 for assistance. ViaBenefits is a private Medicare exchange that Tufts University partners with to provide health coverage for retirees over the age of 65.
If You Retire After Age 65
If you retire at age 65 or older, your health plan will be administered through ViaBenefits. You must enroll in Medicare Part A and Medicare Part B before you can select a health plan through ViaBenefits.
If you plan to continue working, you do not need to enroll in Medicare when you turn 65. You may, however, wish to enroll in Medicare Part A, which is usually provided at no cost to you. Social Security provides a Retirement Benefits booklet that can help you enroll in Medicare Part A online.
Who Is Eligible for a University Contribution?
If you meet the age and service requirement above AND you were hired before January 1, 1994, you will be eligible for a university contribution under the Retiree Health Plan when you retire. If you were hired on January 1, 1994 or after and you meet the age and service requirements, you are eligible to participate and will pay the entire cost for your health coverage.
Under Age 65
If you are eligible for the university contribution and retire under age 65, you must enroll in a Tufts University health plan in order to receive the contribution. You will have a one-time option to opt out of the retiree health plan until you turn 65. You must contact ViaBenefits to opt back in to the health plan for retirees older than 65 within 31 days of your 65th birthday to qualify for the university contribution.
Annual university contribution for retirees under 65: $1,848.60/year ($154.05/month)
Age 65 and Older
If you are eligible for the university contribution and retire after turning 65, you must enroll in a health plan through ViaBenefits within 31 days of your retirement in order to receive the contribution.
Annual university contribution for retirees over 65: $840.00/year ($70.00/month)
For More Information
For questions about health coverage for retirees over age 65, contact ViaBenefits (formerly OneExchange) at 1-844-353-0772.