When you retire, you and your dependents may be eligible to enroll in your choice of a university retiree health plan.
We recommend you call Tufts Support Services (TSS) at 617-627-7000 three months before you retire to find out if you’re eligible for Tufts University Retiree Health benefits and start the Medicare enrollment process if you are age 65 or older.
Who Is Eligible?
You are eligible for the Tufts University Retiree Health plan if you:
- Have been enrolled in a Tufts University-sponsored health plan for the 12 months before your retirement
- Are age 60 or older and have five years of eligible service with Tufts OR your age plus your years of eligible service with the university equals 75 or more.
Your spouse/qualified domestic partner and dependent children under age 26 are eligible for retiree health benefits if they have been enrolled in a Tufts University-sponsored health plan for the 12 months immediately before your retirement date.
If you meet these criteria, you must enroll in the Retiree Health Plan no later than 30 days after your retirement date to qualify. If you do not enroll during your initial enrollment period, you cannot enroll anytime in the future.
For more information about eligibility, cost, enrollment, coverage, plan benefits, changing plans, effective dates, and how to make a claim, please review the Retiree Health Insurance Plan.
If You Retire Before Age 65
If you are younger than age 65 and eligible for Retiree Health coverage, you can enroll yourself and your eligible family members in the same University Health Plan you are currently enrolled in. You must notify Tufts Support Services (TSS) of your intention to enroll in this option within 30 days of your retirement date.
Once you reach age 65, you will choose a health plan for retirees ages 65 and over. A representative from Crosby Benefits, the university's' benefits administrator, will contact you and provide your options, usually three months before your 65th birthday.
If You Retire After Age 65
At the age of 65, you qualify for Medicare, a federal health insurance program. If you retire at age 65 or older, you must first enroll in Medicare Part A and Medicare Part B and if eligible, then you can enroll in a Tufts University Retiree Health Plan. If you do not plan to retire, you do not need to enroll in Medicare when you turn age 65. You may, however, wish to enroll in Medicare Part A, which is usually provided at no cost to you.
- You will need to contact Social Security about enrolling in Medicare Part B at least three months before your planned retirement date. Social Security provides a Retirement Benefits booklet that can help you enroll online.
- You must enroll in a Tufts University Retiree Health Plan no later than 30 days after your retirement date. Crosby Benefits will send a packet to
your home address with billing and contact information.
Your options for Medicare Retiree Health Plans include:
- Blue Cross Blue Shield of Massachusetts Medex Silver Plan
- Fallon Senior Plan Premier
- Harvard Pilgrim HealthCare
- Tufts Health Plan Medicare Complement
- Tufts Health Plan Medicare Preferred HMO Prime
Use this Retiree Health Plan Comparison Chart to compare the benefits of each plan.