International Employee Benefits

The following benefits are available to eligible International employees who are expatriates or locally hired non-US nationals and work abroad for a period of at least 180 days (6 months) in a consecutive 12-month period.

Annually Selected Benefits

You can only enroll or change these benefits within 30 days of your new hire (or newly benefits eligible) date, within 31 days of a Qualified Life Event, or during annual Open Enrollment. Your selections can be viewed and managed in eServe.

Cigna Global Benefits

For the Cigna Medical Plan (includes Emergency Evacuation (EVAC) & Employee Assistance Program (EAP)) you can choose the following coverage levels:

• Individual
• Two-Person (Individual & One Child, Spouse, or Domestic Partner (DP) (DP Affidavit required)
• Family (Individual, Spouse or Domestic Partner, & Child(ren))

See the International Employee Benefits Rates for payroll contributions based on your coverage level.

Plan Overviews

• 2025 Global Medical Plan with EVAC & EAP

• 2025 Life & Accidental Death & Dismemberment Insurance 100% Paid by Tufts; employees auto-enrolled upon hire.

For plan details or questions visit the Cigna website or call 800-441-2668.

Annually Selected Supplemental Benefits

You can only enroll or change these benefits within 30 days of your new hire (or newly benefits-eligible) date, within 31 days of a Qualified Life Event, or during annual Open Enrollment. Your selections can be viewed and managed in eServe.

• Dental Plan
• Vision Plan
• Flexible Spending Accounts require a Social Security Number (SSN) OR individual taxpayer identification (ITIN) and payment of FICA taxes to enroll
• Unum Life Insurance Plans
  • International employees may be eligible, for Basic Life, Supplemental Life, and Accidental Death and Dismemberment based on their location and citizenship status, subject to approval by Unum.
  • International employees are not eligible for Dependent Life insurance coverage on dependents living outside the US or for domestic-based Long Term Disability insurance through Unum.
• Legal Services (changes allowed only as a new hire or during annual Open Enrollment)

Enroll or Change Anytime Benefits

You can enroll or change these benefits at any time. These benefits are available to eligible employees with a Social Security number (SSN) or an individual taxpayer identification number (ITIN):

• Retirement Savings Plan, University-funded*
• Retirement Savings Plan, Self-funded*

Rates

• 2025 International Benefits Rates