Postdoctoral & PREP Scholar Benefits

Summary Guides and Rates

2025

• 2025 Postdoctoral Scholars Benefits Guide
• Postdoctoral Scholars Benefits Rates 
• Postdoctoral Scholars Domestic Partner/Ex-Spouse Taxation & Benefit Rates  

Annually Selected Benefits

You can only enroll in these benefits within 30 days of your new hire (or newly benefits-eligible) date, within 31 days of a Qualified Life Event, or during annual Open Enrollment. Your selections can be viewed and managed in eServe.

• Health
• Dental 
• Flexible Spending Accounts require SSN OR individual taxpayer identification (ITIN) and payment of FICA taxes to enroll

Enroll or Change Anytime Benefits

You can enroll or change these benefits at any time.

• Care.com Child and Elder Care
• Commuter Benefits requires a Social Security Number (SSN) to enroll
• Employee Assistance Program (EAP)
• Group Home and Auto Insurance requires SSN to enroll
• Occupational Health Services
• Pet Insurance
• Real Estate Advantage Program
• Self-Funded Retirement Savings Plan 403(b) requires SSN OR individual taxpayer identification (ITIN) and payment of FICA taxes
• Postdoctoral Tuition Remission Program

Health Plans for Postdoctoral & PREP Scholars

Health Plan

When selecting a health plan, you can choose the following coverage levels:

• Individual
• Individual & Spouse or Domestic Partner (DP) (DP Affidavit required)
• Individual & Child(ren) (Up to age 26)
• Family (Individual, Spouse or Domestic Partner, and Children)

Depending on where your live, there are different Blue Cross Blue Shield (BCBS) health plan options:

• For Post Docs who live inside the BCBS primary New England service area (CT, ME, MA, NH, RI, VT), there are two options:
  • HMO Base Plan - HMO Blue NE Deductible
  • HMO Plan - Access Blue NE Enhanced Value
• For Post Docs who live outside of the BCBS primary New England service area (CT, ME, MA, NH, RI, VT), there is one option:
  • PPO Plan - Blue Care Elect Preferred

All plans offer the following features:

• Comprehensive medical and prescription drug coverage
• Fitness and weight loss reimbursements  are available for members enrolled through the university for at least three consecutive months within the calendar year. Requests are on a per calendar-year basis, and members have until March 31 of the following year to submit a request to BCBS.:
  • Fitness Reimbursement up to $150 per family per calendar year
  • Weight Loss Reimbursement up to $150 per family per calendar year

For plan details or questions, visit the 2024 BCBS Postdoc website, 2025 BCBS Post Doc website, or call 800-358-2227.

Dental Plan for Postdoctoral & PREP Scholars

You may enroll in the Delta Dental PPO Plus Premier Voluntary Plan dental plan.

Coverage Levels

You can choose the following coverage levels:

• Individual
• Family (Individual, Spouse or Domestic Partner (DP Affidavit required), and Children)
• See the Summary Rates and Guides for payroll contribution based on your coverage level

Plan Features

The Delta Dental PPO Plus Premier Voluntary Plan is an employee-paid dental plan which offers quality, affordable dental care with participating dentists nationwide. The plan includes in- and out-of-network coverage for preventive care and other basic and major restorative services. Additional information:

• Post Doc Delta Dental Benefit Summary
• Post Doc Delta Dental Rollover Brochure.
• Hearing Aid Discounts (40% discount on Amplifon, warranty, 2-3 years of free batteries) at amplifonusa.com/lp/ddma
• Delta Dental website or call 800-872-0500 for plan details, questions, and to find providers

Employee Discount at Tufts Dental School

The Tufts University School of Dental Medicine (TUSDM) patient care clinics are teaching facilities with dentists-in-training who work with experienced dentists in the Delta Dental provider network. The clinic is located at One Kneeland Street in Boston.

TUSDM Patient Care Clinics offers an employee discount to benefits eligible individuals who are employed by Tufts University. In order to qualify for discounts the individual will meet one of the following criteria: (1) An exempt, non-exempt, or job-share employee who is regularly scheduled to work at least 17.5 hours per week, and has been employed by the University for at least 90 days or (2) a faculty member with at least a halftime, two-semester appointment. If the individual is eligible, they will receive a generous 20% discount off the already low TUSDM rates prior to submission to an insurance carrier (if any). 

This discount does not apply to spouses, domestic partners or dependents who are not Tufts University employees. The discount applies to any clinic at the dental school.

TUSDM Orthodontics Clinic offers a 20% discount off the cost of orthodontics services prior to submission to an insurance carrier for dependent children (up to age 26) of benefits eligible faculty and staff.

For details or questions visit the TUSDM Patient Care Clinics website or call 617-636-6828.